1. Information we collect:
A. Categories of Information Collected and sources From Which We Collect It.
We collect nonpublic personal information about you from the following sources:
B. Persons From Whom Information is Collected
We may collect nonpublic personal information from individuals other than those proposed for coverage.
2. Information we may disclose to third parties:
We do not disclose information about you to third parties whose only use of the information is to market an product of service. However, in the course of our general business practices, we may disclose the information that we collect (as described above) about you or others without your permission to the following types of institutions for the reasons described below:
A. To a third party if the disclosure will enable that party to perform a business, professional or insurance function for us.
B. To an insurance institution, agent, or credit reporting agency in order to detect or prevent criminal activity, fraud or misrepresentation in connection with insurance transaction.
C. To an insurance institution, agent, or credit reporting agency for either this agency or the entity to whom we disclose the information to perform a function in a connection with an insurance transaction involving you.
D. To the California Department of Insurance or other regulatory authority, law enforcement, or other governmental authority in order to protect our interests in preventing or prosecuting fraud, or if we believe that you have conducted illegal activities.
E. To a group policy holder for the purpose of reporting claims experience or conducting an audit of our operations or services.
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